Every business faces risks. Understanding how to identify and control these risks is one of the key factors that contribute to the overall success of any business. The experts in our Risk Management Department know how to create and implement custom, well-designed risk management, loss control and safety programs tailored to the specific exposures faced within different industries. Our staff works closely with our clients throughout the year to ensure the success of their safety programs and offer continued support and education.
Reduced Risk = Reduced Cost
This simple formula determines what you pay in insurance premiums. It is based on an analysis of your claims history, existing business exposures, and what is being done to reduce the possibility of future claims. Working as your partner, our in-house risk management professionals calculate your “risk profile.” We then develop a strategic plan that reduces your risk profile score and your overall future insurance costs.
Loss control is essential for effective risk management. Utilizing the proper techniques for your specific industry, our professionals identify and quantify your possible loss exposures. Some exposures can be as obvious as a fire hazard or vehicle collision. Other exposures may be as subtle as contract interpretation or tort liability. Still others can be as complex as OSHA and workers’ compensation compliance.
Our risk management specialists employ a client-focused approach to loss prevention which incorporates the following elements:
- Loss Prevention
- Loss Control
- Loss Management
- Risk Treatment
Risk Management Services:
Our Risk Management Department offers a wide selection of products and services to help reduce risk and their associated costs.
Click here to download our Risk Management Summary Page.
Risk Management Preferred Partners:
One of the great training and certification organizations, the American Red Cross, has partnered with us to help with your education needs.
You will have access to their highly respected trainings like First Aid, CPR, AED and Bloodborne Pathogen. Additionally, the American Red Cross now offers OSHA 10 and 30 for general industry as well as construction.
All First Aid, CPR, AED and Bloodborne Pathogen training will be discounted at least 10% when your organization hosts an eight person minimum class at your business.
We have partnered with Aurora Health Care to assist in minimizing your loss control costs for preventative and diagnostic procedures. Working together we will create programs that will help keep your people healthy and working, which means higher productivity and lower health costs.
The three areas where we have negotiated discounts include: Pre-employment services, keeping employees healthy, and getting sick/injured employees back on the job. Click here to see a list of participating locations.
Click here to see a list of participating locations.
Value Appraisal Services (VAS) can assist in providing an independent third-party evaluation service. This service is designed to provide an accurate analysis of various types of buildings, personal property and machinery and equipment. The completed appraisal report will provide the insured with an accurate base to establish insurable values on their property. For more information see the attached information or contact the Risk Management Department today!