When looking at overall business expenditures, most people say that their employee benefit plan is one of the largest they incur. A big question you should ask yourself is, are you achieving the outcomes you deserve with the amount of money you are spending on employee benefits?
Our Employee Benefits Department differentiates themselves by treating your benefit plan as a process and not a once-a-year event. A dynamic employee benefit plan is a major employee recruitment and retention tool, so we combine innovative solutions and technology to contain costs and ensure that you and your employees have a plan that meets your needs.
We feature a team of proactive professionals that are committed to acting as an extension of your HR department and consistently communicate with you throughout the year. Those individuals work on your behalf to ensure employee questions are answered, claims are handled promptly and accurately, and work to make your life and your employees' lives easier through our in-house customer service center. In addition, your dedicated service team can assist with open enrollment, employee meetings, and educating employees on how to become better health care consumers.
Diversified has developed strong and meaningful relationships with insurance companies that provide us access to the best products, services and prices available. Our relationships with local, regional and national carriers allow us to offer a wide variety of benefit offerings:
- Health Savings Accounts (HSA)
- Health Reimbursement Arrangements (HRA)
- Prescription Drug Plans
- Long & Short Term Disability
- Voluntary Group Insurance
- Flexible Spending Accounts
- Travel Accident Policies
- Long-Term Care
- Worksite Benefits
The Employee Benefits marketplace is changing. Employers today must meet the challenge of providing access to quality care while containing expenses. We have the knowledge and tools to design and implement a self-insured or partially self-insured plan. In self-funded plans, employers pay healthcare claims incurred by their employees, and purchase stop-loss insurance to cover claims that exceed a certain amount. These plans can allow employers to save money and assume more control over employee benefits by financing their own health plan.
Cost-sharing programs that shift some expenses to employees can also help. As these programs grow in scope and importance, our professionals will help you understand how to position them with traditional offerings in an evolving portfolio mix.
Contact us today so we can identify the right benefit plan solutions to address your distinct needs and accomplish your company goals.