Employee Benefits

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When looking at overall business expenditures, most people say that their employee benefit plan is one of the largest they incur. However, a big question you should ask yourself is, are you achieving the outcomes you deserve with the amount of money you are spending on employee benefits?

Our Employee Benefits Department differentiates themselves by treating your benefit plan as a process and not a once-a-year event. A dynamic employee benefit plan is a major employee recruitment and retention tool, so we combine innovative solutions and technology to both contain costs and ensure that you and your employees have a plan that meets your needs.

We feature a team of proactive professionals that are committed to being an extension of your HR department and consistently communicate with you throughout the year. Those individuals work on your behalf to ensure employee questions are answered, claims are handled promptly and accurately,  and work to make your life and your employees' lives easier through our in-house customer service center.  In addition, your dedicated service team can assist with open enrollment, employee meetings and educating employees on how to become better health care consumers.

The UBA Partnership:

Diversified is one of 144 UBA Premier Partner Firms located in all 50 states, the UK and Canada.

UBA brings together over 2,000 professionals who collaborate and coordinate resources to obtain the most competitive rates and enhanced employer services through insurance carriers and technology providers. This group of professionals include attorneys, actuaries, HR consultants, registered nurses, physicians, and compliance officers, bringing you a wide range of expertise and perspective. UBA Partners are also connected with the highest level of executives at all national carriers.

In addition, UBA Partners have access to data from the nation's largest health plan benchmarking survey. UBA surveys thousands of employers to gather reliable data that gives a clear picture of the changing health care landscape and how it impacts businesses and employees. This survey showcases where employers need to be to stay competitive in the marketplace.

To be part of UBA, Partners must have a proven track record of financial success, experience, and integrity. Working with a UBA Partner firm provides you access to the best-in-class tools and resources to help your business operate at its highest potential and positively impact your employees' lives.

UBA’s annual employee benefit revenues rank it as one of the five largest employee benefit brokers in the United States.

Benefit Offerings:

Diversified has developed strong and meaningful relationships with insurance companies that provide us access to the best products, services and prices available. Our relationships with local, regional and national carriers allow us to offer a wide variety of benefit offerings:

  • Medical
  • Health Savings Accounts (HSA)
  • Health Reimbursement Arrangements (HRA)
  • Life
  • AD&D
  • Dental
  • Vision
  • Prescription Drug Plans
  • Long & Short Term Disability
  • Voluntary Group Insurance
  • Flexible Spending Accounts
  • Travel Accident Policies
  • Long-Term Care
  • Worksite Benefits

Administrative Services:

The Employee Benefits marketplace is changing. Employers today must meet the challenge of providing access to quality care while containing expenses. At Diversified, we have the knowledge and tools to design and implement a self-insured or partially self-insured plan. In self-funded plans, employers pay healthcare claims incurred by their employees, and purchase stop-loss insurance to cover claims that exceed a certain amount. These plans allow employers to save money and assume more control over employee benefits by financing their own health plan.

Cost-sharing programs that shift some expenses to employees can also help. As these programs grow in scope and importance, our professionals will help you understand how to position them with traditional offerings in an evolving portfolio mix.

Contact us today so we can identify the right benefit plan solutions to address your distinct needs and accomplish your company goals.