Recent Posts by Kristine

Premiums vs. Out-of-Pocket Expenses

When you enroll in a benefit that requires you to pay for it—like medical, dental or vision—your premium comes out of each paycheck to spread the cost of coverage out over the year. This dollar amount you pay to be covered under the plan depends on: the plan you choose, and how many people you…
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Wellness News: Summer Camping

  Camping is a fun way to get family and friends together in the outdoors. Whether you're planning an overnight at a riverside campground or an entire week backpacking in the wilderness, preparation will make the difference between a fun adventure and one filled with mishaps. Follow these tips to make sure your stay in…
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The Importance of an Annual Physical

We take our kids for regular check-ups including dental and vision appointments. We even take our dogs to the vet and give them preventive medications to stay healthy. But, when was the last time YOU had a doctor’s appointment. Not because you had the flu or strep throat, but because it was time for your…
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Wellness News: Get Moving Outdoors

Days are getting longer, the weather is fine and it's time to take your workout outside. Outdoor exercise has many advantages. To start, there's no gym fee. The air isn't stuffy and a breeze helps you stay cool. And best of all, working out outside feels more like fun and less like a chore. The…
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House Passes AHCA Bill in First Step to Repeal and Replace the ACA

On May 4, 2017, the U.S. House of Representatives passed House Resolution 1628, a reconciliation bill aimed at "repealing and replacing" the Patient Protection and Affordable Care Act (ACA). The bill, titled the "American Health Care Act of 2017" or "AHCA," will now be sent to the Senate for debate, where amendments can be made,…
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Taming the Costs of Prescription Drugs

Prescription drugs are vital to preventing and treating illness. And, sometimes, prescription drugs help us avoid more costly medical problems down the road. However, rising costs of health care and prescription drugs make a big impact on most families’ pocketbooks. According to Kaiser Health News spending in the U.S. for prescription drugs was $259.1 billion…
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Top 5 Benefits of a HSA

April 26, 2017 A Health Savings Account (HSA) may sound like something you don’t need... You have enough financial commitments that require immediate attention, so do you really need to save more money for health care expenses? HSAs are special savings accounts you can use to pay medical, dental and vision expenses, now or in the future. Only you…
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